{"data":[{"_id":"68e3b864e472815f6f556783","title":"Privacy Policy","content":"At Stoky, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, store, and protect your data when you use our financial podcast application. \n \n\t1.\tINFORMATION WE COLLECT \n\nPersonal Information: \n\n\t•\tName and email address (for account creation) \n\t•\tAuthentication information (including OAuth tokens for third-party sign-ins) \n\t•\tProfile preferences and settings \n\t•\tCommunication preferences \n\nUsage Data: \n\n\t•\tApp interaction data (taps, swipes, time spent) \n\t•\tAudio playback statistics (play history, listening duration, completion rates) \n\t•\tContent preferences and interests \n\t•\tDevice information (operating system, app version, device type) \n\t•\tNetwork information (IP address, connection type) \n\nFinancial Data: \n\n\t•\tCompany watchlist and interests \n\t•\tContent consumption patterns \n\t•\tSearch queries and exploration behavior \n\nTechnical Data:\n \n\t•\tError logs and crash reports \n\t•\tPerformance metrics \n\t•\tFeature usage analytics \n \n\t2.\tHOW WE COLLECT INFORMATION \n\nWe collect information through: \n\n\t•\tAccount registration and profile setup \n\t•\tDirect user input and preferences \n\t•\tAutomatic data collection during app usage \n\t•\tThird-party authentication services (Google, Apple) \n\t•\tCookies and similar tracking technologies \n\t•\tAnalytics and monitoring tools \n \n\t3.\tHOW WE USE YOUR INFORMATION \n\nWe use your information to: \n\n\t•\tProvide and maintain our service \n\t•\tPersonalize content recommendations \n\t•\tImprove app functionality and user experience \n\t•\tSend important service notifications \n\t•\tProvide customer support \n\t•\tAnalyze usage patterns and trends \n\t•\tEnsure security and prevent fraud \n\t•\tComply with legal obligations \n\nContent Personalization: \n\n\t•\tCurate relevant financial content based on your interests \n\t•\tRecommend companies and topics you might find interesting \n\t•\tCustomize audio content delivery \n\t•\tOptimize content discovery features \n \n\t4.\tINFORMATION SHARING AND DISCLOSURE \n\nWe do not sell your personal information. We may share your information in the following circumstances: \n\nService Providers: \n\n\t•\tCloud hosting and storage providers \n\t•\tAnalytics and performance monitoring services \n\t•\tAuthentication service providers \n\t•\tPayment processors (for premium features) \n\t•\tEmail and notification services \n\nLegal Requirements: \n\n\t•\tWhen required by law or legal process \n\t•\tTo protect our rights or property \n\t•\tTo ensure user safety and security \n\t•\tIn connection with business transactions (mergers, acquisitions) \nAggregated Data: \n\t•\tWe may share anonymized, aggregated statistics about user behavior \n\t•\tThis data cannot be used to identify individual users \n \n\t5.\tDATA STORAGE AND SECURITY \n\nSecurity Measures: \n\n\t•\tEnd-to-end encryption for sensitive data transmission \n\t•\tSecure token storage using industry-standard practices \n\t•\tRegular security audits and vulnerability assessments \n\t•\tSecure data centers with physical and network security \n\nData Retention: \n\n\t•\tAccount information: Retained while your account is active \n\t•\tUsage data: Retained for up to 2 years for analytics purposes \n\t•\tAudio playback history: Retained for personalization until deletion \n\t•\tDeleted accounts: Data purged within 30 days of account deletion \n \n\t6.\tYOUR PRIVACY RIGHTS\n \nAccess and Control: \n\n\t•\tView and download your personal data \n\t•\tUpdate or correct your account information \n\t•\tDelete your account and associated data \n\t•\tOpt out of non-essential communications \n\t•\tControl personalization settings \n\nData Deletion: \n\n\t•\tTo delete your account and associated data, go to Profile → Delete Account in the app or email contact@stoky.ai \n\nCommunication Preferences: \n\n\t•\tUnsubscribe from marketing emails \n\t•\tControl push notification settings \n\t•\tManage in-app communication preferences \n \n\t7.\tTHIRD-PARTY SERVICES AND INTEGRATIONS \n\nAuthentication Services: \n\n\t•\tGoogle Sign-In: Subject to Google's Privacy Policy \n\t•\tApple Sign-In: Subject to Apple's Privacy Policy \n\t•\tWe receive only basic profile information from these services \n\nAnalytics Services: \n\n\t•\tWe use analytics tools to understand app usage \n\t•\tThese services may collect device and usage information \n\t•\tData is anonymized and aggregated where possible \n\nFinancial Data Providers: \n\n\t•\tWe integrate with financial data services for market information \n\t•\tThese integrations do not share your personal information \n\t•\tData is used solely for content generation and delivery \n \n\t8.\tCOOKIES AND TRACKING TECHNOLOGIES \n\nWe use cookies and similar technologies to: \n\n\t•\tMaintain user sessions and preferences \n\t•\tAnalyze app performance and usage \n\t•\tProvide personalized content recommendations \n\t•\tRemember your settings and preferences \n\nYou can control cookie settings through your device settings, though this may limit some app functionality. \n \n\t9.\tCHILDREN'S PRIVACY \n\nStoky is intended for use by individuals aged 18 and above. Users under the age of 18 may only use the application under the supervision and consent of a parent or legal guardian. We do not knowingly collect personal information from children under 18. If we become aware that we have collected such information without appropriate consent, we will promptly take steps to delete it. \n \n\t10.\tINTERNATIONAL DATA TRANSFERS \n\nYour information may be transferred to and processed in countries other than your residence. We ensure appropriate safeguards are in place to protect your data during international transfers, including:\n \n\t•\tStandard contractual clauses \n\t•\tAdequacy decisions by relevant authorities \n\t•\tOther legally recognized transfer mechanisms \n \n\t11.\tCALIFORNIA PRIVACY RIGHTS (CCPA) \n\nCalifornia residents have additional rights under the California Consumer Privacy Act: \n\n\t•\tRight to know what personal information is collected \n\t•\tRight to delete personal information \n\t•\tRight to opt out of the sale of personal information \n\t•\tRight to non-discrimination for exercising privacy rights \n\nTo exercise these rights, contact us at contact@stoky.ai. \n \n\t12.\tEUROPEAN PRIVACY RIGHTS (GDPR) \n\nIf you are in the European Economic Area, you have additional rights under the General Data Protection Regulation: \n\n\t•\tRight of access to your personal data \n\t•\tRight to rectification of inaccurate data \n\t•\tRight to erasure of your data \n\t•\tRight to restrict processing \n\t•\tRight to data portability \n\t•\tRight to object to processing \n\nOur lawful basis for processing includes: \n\n\t•\tContract performance (providing our service) \n\t•\tLegitimate interests (improving our service, security) \n\t•\tConsent (for marketing communications) \n \n\t13.\tCHANGES TO THIS PRIVACY POLICY \n\nWe may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. We will notify you of material changes through: \n\n\t•\tIn-app notifications \n\t•\tEmail notifications (to your registered email) \n\t•\tUpdates to our website \n\nYour continued use of Stoky after changes indicates acceptance of the updated Privacy Policy. \n \n\t14.\tCONTACT INFORMATION \n\nFor privacy-related questions, concerns, or requests, please contact us: \nPrivacy Team 
Email: contact@stoky.ai 
Website: www.stoky.ai \n\nWe will respond to your privacy inquiries within 30 days of receipt. \n \n\t15.\tEFFECTIVE DATE\n\nThis Privacy Policy is effective as of October 27, 2025, and applies to all users of the Stoky application. \nBy using Stoky, you acknowledge that you have read, understood, and agree to this Privacy Policy and the collection and use of your information as described herein. \n \n ","last_updated":"2025-10-27T00:00:00.000Z","version":"1.0","is_active":true,"created_at":"2025-10-06T12:39:00.311Z","updated_at":"2025-10-06T12:39:00.311Z","__v":0}],"pagination":{"total":1,"page":1,"limit":20,"pages":1}}